$0
To apply, ever
30+
Lenders in our network
24–48h
Typical answer time
1
Application does it all
Three steps to funded
We handle the hard work while you focus on your business. Here's how we make it simple.
Apply in 5 minutes
Tell us who you are, what you're buying, and how much you need. One short form, that's it.
We match you
We shop your deal across our lender network and come back with real options, not just one rate.
You get funded
Pick the offer you like, sign, and go. We stay with you until the money lands.
What We Fund
If it makes you money, we can fund it. We bridge the gap between your business and the lenders who can help you grow.
Trucks & Equipment
We fund new and used trucks, trailers, and heavy-duty equipment. Whether you're an owner-operator or a dealership, we shop your deal across our network until it lands with the right lender.
Working Capital
Keep your business running with cash for payroll, inventory, and seasonal slowdowns. We provide the liquidity you need to keep your doors open.
New Businesses
Startups with thin credit? We have lenders who say yes. We help brand-new businesses get their first funding without the credit hit.
Capital
From equipment to inventory, we fund the capital you need to keep your business growing and your team working.
Stop losing deals at the finance desk
Partner with Ebisu Capital to get your customers funded so deals don't die at the finance desk. We handle the funding, you close the deal.
Save deals you'd otherwise lose
Dedicated dealer fast lane
Fast answers with real updates
Click here to contact us
Ready to streamline your financing? Fill out the form below and our team will get back to you shortly.
An End-to-End Commitment to Your Growth
Born at the dealership, Ebisu Capital was built to bridge the gap between ambition and capital. We witnessed firsthand how ready-to-work businesses were stalled at the finance desk. Today, we leverage an extensive lender network to champion your deal, ensuring that no business is left behind because of a single 'no.' Our mission is to navigate the complexities of commercial financing so you can focus on driving your business forward.
Frequently Asked Questions
Does applying hurt my credit?
No — we only perform a soft pull on your credit history. This means your credit score stays perfectly safe during the pre-qualification process. A hard pull only happens later with your explicit permission.
What does it cost me?
Applying is 100% free. We are paid through the lender side of the transaction, so you don't pay any upfront fees. We will explain exactly how we are compensated before you sign any documents.
What if I've been turned down before?
That's why we exist. One 'no' just means that lender's box didn't fit. We shop your deal across our entire network of banks, credit unions, and specialty lenders until we find the perfect fit for your business.
How fast can I get funded?
Most applications receive answers within 24–48 hours. Many deals fund within the week, so you can move forward with your business and your plans without waiting months for a single lender to respond.
Start Your Funding Journey
One application. Every lender. We shop your deal across our whole network until it lands with the right one.
Our Services
01.Funding Pre-Qualification
This service allows customers to quickly determine their eligibility for various financing options through a streamlined pre-qualification form. It helps prospective clients understand their financing potential without affecting their credit scores, encouraging them to proceed with confidence. The process is simple, secure, and designed to generate leads for follow-up. It ensures customers are matched with the best lending options tailored to their financial situation.
02.Funding Options Guidance
This service provides detailed information and personalized guidance on the different funding options available, including bank loans, credit unions, and specialty lenders. It helps customers understand the funding process, requirements, and benefits of each option, empowering them to make informed decisions. The service is designed to capture leads by offering an engaging way to learn more about financing solutions tailored to small businesses and individual buyers.
03.Secure Credit Application
This service offers customers a secure, straightforward platform to submit their credit applications online. It simplifies the paperwork process, providing clear instructions and ensuring data privacy. By collecting detailed financial information efficiently, it enables lenders to evaluate applications promptly. This service is key for generating leads and connecting users directly with lending partners, facilitating faster funding approvals.